Cumbayá, Quito
Round openCumbayá 42 Residences
24 months · 12.8% APR · Goal $380,000
Boutique 18-unit building next to Chaquiñán park. First-lien mortgage guarantee.
Real estate crowdlending · Ecuador
Invest in Ecuadorian real estate from $100.
Noboclub brings together local investors to fund audited real estate projects in Quito, Guayaquil and Cuenca. Estimated annual return 9.5%–14.2% in US dollars.
Reserve your spot for the next round. No fees, no lock-in.
Regulated by the Superintendency of Companies, Securities and Insurance of Ecuador.
What is real estate crowdlending?
Many investors. One real project. Interest paid in US dollars.
Real estate crowdlending is a collective financing model in which dozens of investors lend money to a developer to build, renovate or acquire a property in Ecuador. In return, the developer repays the principal plus a fixed agreed interest, backed by the project itself.
Unlike traditional crowdfunding, you don't buy shares or become a partner. You act as a lender: your investment is secured by a mortgage, a commercial trust (fideicomiso mercantil) or a cash-flow assignment, and you receive periodic payments until the project is completed.
Three keys to understand it
01
Fractional contribution
A $450,000 project is split across hundreds of investors. You can start from $100 and diversify across different properties.
02
Known returns
Before you invest you know the term (usually 6 to 24 months) and the fixed annual interest rate agreed in US dollars.
03
Real-estate collateral
Each operation is secured by a commercial trust managed by a fiduciary authorised by the Superintendency of Companies of Ecuador.
How it works in 4 steps
From signup to collecting interest, with no friction.
01
Sign up and verify your identity
Complete the KYC process in under 6 minutes, in compliance with UAFE anti-money-laundering regulation.
02
Explore audited projects
Each opportunity includes appraisal, technical report, title deeds, construction schedule and a risk analysis prepared by our committee.
03
Invest from $100
Fund the amount you choose via local bank transfer or direct deposit. Digitally sign your loan agreement.
04
Receive monthly payments
Collect the agreed interest directly to your Ecuadorian bank account and recover your principal at the end of the term.
Why Noboclub?
Designed for the new-generation Ecuadorian investor.
Low minimum ticket
We democratise access to bricks and mortar: enter projects from $100 without having to purchase a whole property.
Everything in US dollars
No FX risk. You lend, earn and collect in US dollars, Ecuador's official currency.
Rigorous due diligence
We only approve 1 out of every 12 projects reviewed. We analyse location, developer, municipal permits and cash flow.
Trust structure
Your money never sits in our accounts: it goes straight into a commercial trust that manages the project funds.
Quarterly reports
Every quarter we publish construction progress, on-site photos and financial statements certified by external auditors.
Active community
In-person meetups in Quito, Guayaquil and Cuenca, plus guided visits to the projects we finance.
Featured projects 2026
Real opportunities in Ecuador's main cities.
Samborondón, Guayas
Closing soonSamborondón Bay Tower
18 months · 11.4% APR · Goal $520,000
Finishing phase of a 22-storey residential tower overlooking the Daule river. Active commercial trust.
Historic Centre, Quito
FundedEl Ejido Colonial House
12 months · 10.2% APR · Goal $180,000
Heritage refurbishment for tourism use. Pre-signed lease agreement with a hotel operator.
Trust and regulation
Noboclub operates under Ecuador's current legal framework.
$8.4M
Placed since 2024
3,240+
Active investors
0
Defaults on closed operations
11.3%
Average annual return
Noboclub S.A.S. is registered with the Superintendency of Companies, Securities and Insurance of Ecuador under file number 0092-24. Registered with UAFE as a reporting entity under Resolution JPRF-F-2024-078.
Frequently asked questions
Everything you need to know before your first investment.
Be the first to access new opportunities
Start building your real-estate portfolio today.
Join the list and get first access to the projects opening in the coming weeks.
